If you have a negative entry in the Credit Bureau, the prospects for a loan approval are small. Many applicants have a negative entry in the Credit Bureau that was long ago. Although the customer has changed their payment behavior, lending is almost impossible. But since loans are often absolutely necessary for purchases and the like, there are also loans for this clientele.

Find a small loan without Credit Bureau with a loan comparison

Find a small loan without Credit Bureau with a loan comparison

A small loan without Credit Bureau is a normal installment loan. The customer receives a loan amount and has to pay it back in monthly installments. But unlike classic installment loans, there is no Credit Bureau query here. However, the bank checks the customer’s creditworthiness. Since this form of loan leads to higher interest requirements, a small loan without Credit Bureau is worthwhile in comparison.

A small loan without Credit Bureau can be paid to the customer without the house bank becoming aware. Before deciding on a loan without Credit Bureau, the borrower should compare the individual providers of different loans for a small loan without Credit Bureau. The interest rates are very different, especially for loans without Credit Bureau. As there is an increased risk when lending without Credit Bureau, interest rates are high.

The conditions for a Swiss loan

The conditions for a Swiss loan

A small loan without Credit Bureau in comparison shows the borrower the best conditions. In comparison with a small loan without Credit Bureau, it should be noted that such a loan is only available for the employee. Foreign banks such as Switzerland grant small loans of this type.

The most important prerequisite for lending without Credit Bureau is a regular income, age plays a role, so a loan seeker who is over 58 years of age is usually no longer given a loan. So that a commitment for a small loan without Credit Bureau can be realized, the net income should be over 1,000 USD. The applicant should be a German citizen.

Pay attention to reputable credit intermediaries

Pay attention to reputable credit intermediaries

Despite all the financial urgency that borrowing needs, one should take a close look at the credit broker who provides a Swiss loan. If the customer requests his commission before the loan is approved, you should refrain from doing so. A reputable credit broker only calculates his commission after the business transaction. It is also not permitted to conclude building loan contracts or other insurance policies that are supposed to offer a loan commitment.